用户让 Grok Bot Carl 研究灾难险，因保费涨到每月 4 千美元

CybertruckFamily @thecyberfam原推发布于 2026.09.28

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Health insurance is completely nuts. Last year we paid $3354 PER MONTH with a $16000 deductible and then 50% co-pay, for just the two of us. However, that wasn't bad enough so this year they are increasing it by $750/mo to $4k per month AND jacked the family deductible to $22k. Absolutely freaking nuts. My Grok Bot Carl said Hard No on that so I'm currently having Carl research catastrophic insurance. It can't be worse than this. 🤦‍♂️